Cookie Policy

1. Introduction

At Porch Still, we are committed to providing a transparent and secure experience for our users in Winnipeg and across Canada. As you navigate our resources on credit history optimization, we use cookies and similar technologies to enhance site functionality and analyze traffic.

This policy explains what these technologies are, why we use them, and your rights to control our use of them. By continuing to use our website, you agree to the use of cookies as described in this policy.

2. What Are Cookies?

Cookies are small text files that are stored on your computer or mobile device when you visit a website. They are widely used by website owners to make their websites work, or to work more efficiently, as well as to provide reporting information.

• First-party cookies: Set by Porch Still directly.
• Third-party cookies: Set by parties other than the website owner, such as analytics providers or advertising networks.
• Session cookies: Temporary cookies that expire when you close your browser.
• Persistent cookies: Remain on your device for a set period or until you delete them.

3. How We Use Them

We use cookies to understand how you interact with our credit score guides, to remember your preferences (such as language or region), and to ensure the technical performance of our platform. This data helps us refine our content, such as our Credit Utilization Ratio Optimization tools, to better serve the Winnipeg financial community.

4. Cookie Categories

5. Legal Compliance & Jurisdiction

As we operate in Winnipeg, Manitoba, our data practices are governed by Canadian federal and provincial laws:

• PIPEDA: The Personal Information Protection and Electronic Documents Act (Canada) governs how private sector organizations collect, use, and disclose personal information.
• CASL: Canada’s Anti-Spam Legislation, which relates to electronic communications.
• GDPR Standards: Although based in Canada, Porch Still adopts high-level data protection standards inspired by the General Data Protection Regulation (EU 2016/679) for all international visitors.

We require your explicit consent for non-essential cookies. You have the right to withdraw this consent at any time.

6. Managing Preferences

You can control how cookies are used on your device. Note that disabling certain cookies may impact the functionality of our technical guides, such as the Technical Error Dispute Manual.

Additionally, you can manage cookies through your browser settings (Chrome, Safari, Firefox, Edge). To opt-out of Google Analytics tracking across all websites, visit: tools.google.com/dlpage/gaoptout.