Privacy Policy
Effective Date: January 2024
Disclaimer: This Privacy Policy is a standardized template provided for informational purposes regarding credit score education in Winnipeg, Manitoba. It does not constitute legal advice. For specific legal concerns, please consult with a qualified legal professional in Canada.
1. Introduction and Data Controller
Welcome to Porch Still. We are committed to protecting the privacy and security of the personal information of our users in Winnipeg and across Canada. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, which focuses on credit score optimization and financial literacy.
In accordance with the Personal Information Protection and Electronic Documents Act (PIPEDA) of Canada and the Personal Information Protection Act (where applicable), Porch Still acts as the Data Controller.
Entity Information:
- Name: Porch Still
- Address: 245 Main St, Winnipeg, MB R3C 1A7
- Email:
- Phone: +1 (721) 435-3984
2. Categories of Data Collected
| Category | Specific Data Points | Purpose |
|---|---|---|
| Identity Data | Name, surname, title. | Personalization of educational materials and user identification. |
| Contact Data | Email address, phone number. | Sending newsletters, credit guides, and responding to inquiries. |
| Technical Data | IP address, browser type, time zone, location, operating system. | Website security, traffic analysis, and regional content optimization. |
| Usage Data | Pages visited, time spent on site, interaction with credit tools. | Improving user experience and content relevance. |
3. Legal Grounds for Processing
Consent
Where you have given clear consent for us to process your personal data for a specific purpose (e.g., subscribing to a credit score newsletter).
Contract
Processing is necessary for a contract you have with us, or because we need to take specific steps before entering into a contract.
Legitimate Interests
Processing is necessary for our legitimate interests (or those of a third party), such as fraud prevention and website security.
4. Cookie Policy & Tracking
We use cookies to enhance your experience. You can manage your preferences through your browser settings or our dedicated cookie panel.
| Cookie Type | Function | Lifespan |
|---|---|---|
| Essential | Necessary for the website to function correctly. | Session |
| Analytical | Helps us understand how visitors interact with the site (Google Analytics). | 2 years |
| Marketing | Used to track visitors across websites to display relevant financial ads. | 1 year |
5. Your Rights Under Canadian Law
Under PIPEDA and relevant provincial legislation in Manitoba, you have specific rights regarding your personal information:
Right of Access
You can request a copy of the personal data we hold about you.
Right to Rectification
You can request that we correct any inaccurate or incomplete data.
Right to Erasure
Under certain conditions, you can ask for the deletion of your data.
Withdraw Consent
You may withdraw your consent for data processing at any time.
6. Data Security and Retention
We implement robust technical and organizational security measures to prevent your personal data from being accidentally lost, used, or accessed in an unauthorized way. We limit access to your personal data to those employees, agents, and contractors who have a business need to know.
Retention: We will only retain your personal data for as long as necessary to fulfill the purposes we collected it for, including for the purposes of satisfying any legal, accounting, or reporting requirements.
7. Third-Party Links
Our website includes links to third-party websites (e.g., credit bureaus like Equifax or TransUnion). Clicking on those links may allow third parties to collect or share data about you. We do not control these third-party websites and are not responsible for their privacy statements.
8. Contact Our Privacy Officer
If you have any questions about this Privacy Policy or our privacy practices, please contact us:
- 245 Main St, Winnipeg, MB R3C 1A7